USDA loan benefits Archives

Location: Homes must be located in eligible rural areas as defined by the USDA.
Income limits: There are maximum income limits, which vary based on the size of the household and the county in which the property is located.
Credit score: While the USDA doesn’t have a set credit score requirement, most lenders require at least a 640 score.

USDA Home Loans vs. FHA Home Loans: Which is Right for You? Homeownership is a dream for many people. To make it achievable for a wider range of individuals, there are various mortgage programs available. Among the most popular are...